Personal Injury Lawsuit

Personal injury lawsuits are claims brought to court for compensation of harms and losses. That is, a personal injury lawsuit seeks money damages to make up or fix actual physical injury, mental anguish, and financial losses suffered.

These are not to be confused with other tort actions, such as breach of contract or damage to property that doesn't include suffering harm to oneself.  You can be in a car accident and bang up your fender.  You can even total your vehicle without personal injury.

A personal injury claim must be substantiated by medical reports and bills proving that the incident caused or greatly aggravated physical, mental and/or emotional suffering.

What are some examples of incidents of personal injury for which you may wish to consider a lawsuit?

Realistically breaking it down, what is the number one factor for seriously considering a lawsuit after one of the above occurs?  Insurance coverage.

Did the person who rear-ended you have insurance coverage on his or her vehicle?  If not, then do you have uninsured coverage yourself? See Uninsured Motorist Insurance Tips.

Does the owner of the property, or property manager, where you fell have premises liability of general liability insurance?

If you suffer personal injury and the responsible party has no insurance coverage, you can still sue them.  But while it may even be possible to prevail on a personal injury claim in court against an uninsured party, what is there to collect?  If you win, you will have a judgment against the negligent party, making you a judgment creditor. Only if that party has (or obtains in the future) the money or qualifying assets to pay the judgment, does the judgment have value other than confirming the justness of your cause.

Part of an experienced injury attorney's job in handling personal injury claims is to explore insurance coverage available.  Consult with an experienced personal injury lawyer at our injury law firm you have suffered harm, and he/she can advise what your options are.  Your personal injury attorney may unearth existing insurance when you believed there was none.

Talk to an attorney at our law firm concerning personal injury as soon as possible.  It's best to begin the research process long before filing the personal injury lawsuit. Additionally, evidence must be preserved and there are time deadlines for bringing your claim called statutes of limitations.

Your personal injury attorney will work closely with you to bring about the most favorable outcome possible under the circumstances.