Tips for Insurance Claims

In dealing with an insurance company, it is critical to remember:  get everything in writing.

Keep records of the insurance company's decision, your claim, and any statements you've made.

• If you have a valid claim, then don't give up. The insurance company can be creative when it comes to denying a claim, so there may be times when it seems to have a good reason for denying your claim. Don't give up.

• Courts favor interpretations which require payment of benefits rather than denial of claims.

Keep gathering information and maintain lines of communication.

• Obtain the names of your claims adjuster, their supervisor, and their supervisor, if necessary. Don't be shy or too embarrassed or too timid to ask for this information.

• Make sure everything you send to the insurance company is diplomatic:  be polite, and be professional.
• • Even a complaint letter can say everything you want it to say without being crude and vulgar.

  • you attract more bees with honey . . .

• Work your way up the chain of command from the adjuster
• • if no action, then to the adjuster and the supervisor
  • if no action, then to the adjuster, the supervisor, and the supervisor's supervisor
  • in every case inform all parties who's been courtesy copies (CC'd) on the communication.

If your claim is still being delayed, or even denied, or your questions are not being answered, then contact a personal injury attorney at our firm.

If you have been the victim of an insurance company’s bad faith, then contact a consumer injury attorney at our law firm regarding your bad faith claim. You may be eligible to receive compensation for your losses due to the insurer's misconduct.

We may team up with, co-counsel, or jointly prosecute, your bad faith claim with an insurance claims attorney whom we know and trust. We are sensitive to your needs, share your values, and work hard for you and your family to secure justice.